With the necessary legal permissions, the company will then dispute inaccuracies with your creditors and the major credit bureaus. Common errors might include incorrect tax liens, foreclosures, duplicate accounts, outdated bankruptcies, or other outdated information. Credit bureaus are required to investigate these disputes within 30 days and remove any inaccuracies they confirm. Sky Blue has been providing credit repair services since 1989, with over 30 years of experience in the field.

Receive Detailed And Prioritized Round Updates Every 30 Days With Personalized Analysis And Recommendations

But it’s important to note that its Trustpilot reviews don’t look legitimate. It fares slightly better with BBB reviewers, with an average of 3.29 out of 5 stars. Reviews on BBB seem authentic, with some past customers praising the company’s customer service team and positive results.

It’s also wise to look for the don’t forget tell-tale signs of a credit repair scam. After creditrepair repair your credit, it’s crucial to practice healthy credit habits to keep your credit score and reports in shape. The company also offers a full-service and a premium package for $99 and $119 a month, respectively.

Can A Credit Repair Company Remove Late Payments?

One way to stay on top of your credit is with CreditWise from Capital One. With CreditWise, you can access your credit report and credit score as often as you like without hurting your score. The best part is you don’t need to be a Capital One cardholder to use CreditWise. Plus, the built-in CreditWise Simulator can help you see the possible effects of several financial choices, like paying off a credit card or taking out a personal loan. All information, including rates and fees, are accurate as of the date of publication and are updated as provided by our partners.

You can generally set up autopay directly with the lender or service provider or through the bank account you use to pay bills. Before signing up for any program, research the business offering the financial service. Check for a business review and read the complaints on the company at BBB.org.